Digital Lending

#96 - Why Digital Lending is Becoming a Bad Business (Free to Read)

The challenges with the digital credit provider business and why a pivot towards diversified financial ecosystems is the only path to survival.

Sep 1 •

#91 - The M-Kopa vs. Lipa Later Paradox (Free to Read)

Decoding African Lending with the Type A (Asset-Financing) vs. Type B (Consumption) Framework

Jul 21 •

#79 - Why Scaling Mid-Market Commercial Lending is so Hard in Africa

The role of collateral gridlock in gumming up commercial lending and why it's a massive brake on growth for SME focused Fintechs

Apr 21 •

#69 - India's Supply Chain Finance Revolution

A look into what lessons Africa can learn from India's successful SCF revolution over the last 10 years. Also, an overview of some of the key Fintechs…

Feb 3 •

#63 Lending and Technology Opportunities in Trade and Supply Chain Finance

Very big markets but very easy to get it wrong. Winning in Trade and SCF needs deep insights into how Africa trades.

Dec 2, 2024 •

#60 - The Rise of Private Credit and why Alternative Lenders Should Get Their Ducks in a Row

With structural barriers holding banks back, Africa’s future may depend on whether new players in private credit can organise, adapt, and seize the…

Nov 11, 2024 •

#48 Embedded B2B Vendor Lending in Africa - Can it Scale?

Looking at Retail B2B Embedded Lending offered on top of B2B Vendor Platforms

Mar 7, 2022 •

#25 Buy Now Pay Later

Breaking down the BNPL Business and how it could succeed in Africa

Jul 19, 2021 •

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