Strategy

#91 - The M-Kopa vs. Lipa Later Paradox (Free to Read)

Decoding African Lending with the Type A (Asset-Financing) vs. Type B (Consumption) Framework

Jul 21 •

#89 - Mercado Pago and Embedded Finance: Charting the Next Era of Digital Lending

What Latin America’s market leader reveals about Africa’s path to sustainable digital credit.

Jul 7 •

#83 - It's a Family Affair - Generational Wealth Meets Fintech

Positioning African family capital as a structural enabler of fintech growth, why it matters, playbooks and global case studies.

May 19 •

#80 - How to Select a Fintech Market in Africa Part 2 - Rest of Africa

Looking beyond the Big 4 Markets of Nigeria, Egypt, Kenya and SA, how should investors and operators think about the Rest of Africa?

Apr 28 •

#74 - Is it a Heist or Systemic Default: The Kenyan SACCO Crisis

Why mismanagement is baked into the Kenyan Sacco Industry, Why it's struggling in the 21st century and what the future looks like with Fintech in the…

Mar 17 •

# 71 - How to Select A Fintech Market in Africa

What factors enable some markets to create more unicorns than others and why its important to understand them.

Feb 17 •

#68 - What Trump 2.0 Could Mean for African Fintech

An aggressive stance on deregulation and crypto must be balanced against a future Chinese global financial system

Jan 27 •

#64 - Are African Fintechs Overvalued?

Rather than answering this question, let's work backwards to understand what long-term success should look like for modern valuations to make sense.

Dec 9, 2024 •

# 62 - Selling to Banks Part 2: Navigating Inertia and Closing the Deal (Free Post)

Increasing your odds of success when selling to Banks

Nov 25, 2024 •

# 61 - Selling to Banks 1 - Navigating the Game of Thrones

Like the Game of Thrones, Selling to Banks requires a deep understanding of the different forces and personalities shaping the Kingdom of Banking

Nov 18, 2024 •

#58 Riding the Third Wave: Kamal Budhabhatti’s Journey from Mobile Banking to AI Transformation in Africa - Lessons for Digital Banking…

After revolutionising Africa’s financial sector with mobile banking and super apps, Kamal Budhabhatti is now leading the charge into AI, defining the…

Oct 28, 2024 •

#52 Artificial Intelligence Part 2 - AI in Financial Service Provision

How to think of AI in the bank and some predictions on how AI will impact the banking industry.

Sep 16, 2024 •

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