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Frontier Fintech GPS# 51 - October 29th 2025
SA and Nigeria removed from FATF grey-list, Wave launches WaveBank in Ivory Coast, Kotani raises from Tether and other stories that matter.
Oct 29
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Samora Kariuki
2
#100 - Is Your Fintech Idea VC Fundable?
Moving beyond the "VC is dead" trope: how the Arc framework reveals which African fintech business models are truly VC fundable (and which ones are…
Oct 27
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Samora Kariuki
3
3
🎙 F-Squared Podcast #14 - Wiza Jalakasi - The Accidental Fintech Career
From a failed start-up to the "6M Users" Reality Check while at Chipper, and Solving Global Payments for Africa at Ebanx
Oct 23
•
Samora Kariuki
2
Most Popular
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#17 Core Banking Platforms
May 24, 2021
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Samora Kariuki
17
#34 Will we be Wave-ing Goodbye to Telco Led Mobile Money?
Sep 20, 2021
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Samora Kariuki
13
2
#48 Embedded B2B Vendor Lending in Africa - Can it Scale?
Mar 7, 2022
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Samora Kariuki
12
1
#31 First we must build Infrastructure
Aug 30, 2021
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Samora Kariuki
15
2
#44 B2B Payment Operations
Nov 29, 2021
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Samora Kariuki
10
2
#49 Virtual Accounts
May 9, 2022
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Samora Kariuki
6
1
Recent posts
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Frontier Fintech GPS# 50 - October 22nd 2025
Kenya finally passes VASP Laws, Ripple partners with Absa for Crypto Custody, NCBA launches new corporate banking platform and other stories that…
Oct 22
•
Samora Kariuki
2
#99 - How to Win in African Wealthtech: A Four-Country Guide to Localized Success
An analysis of why a model like Piggyvest thrives in Nigeria, while different players dominate in Kenya and South Africa.
Oct 20
•
Samora Kariuki
3
1
🎙 F-Squared Podcast #13 - My Mom Told Me to Quit My Job, So I Decided to Build a Bank in Ghana
A conversation with Tarek Mouganie of Affinity Africa on leaving a top hedge fund, building a full-stack digital bank from scratch, and why a hybrid…
Oct 2
•
Samora Kariuki
4
Small Holiday/Break
Taking a short-break from the weekly articles to show up even stronger for the next phase of Frontier Fintech.
Sep 29
•
Samora Kariuki
5
1
#98 - Beyond Oil: The New Saudi Fintech Playbook
How a Coordinated National Strategy is Forging a Fintech Powerhouse and the lessons for Africa
Sep 22
•
Samora Kariuki
5
🎙 F-Squared Podcast #13 - The Moment Playbook: Multichoice’s Pan-African Fintech Play
An analysis of how MultiChoice turned an internal operational challenge into a new enterprise fintech, with insights from Moment CEO Joel Yarbrough.
Sep 19
•
Samora Kariuki
4
Frontier Fintech GPS# 49 - September 17th 2025
Kredete raises US$ 22 million Series A, Sub-Saharan Africa sees rapid Crypto growth, South Africa witnessing e-commerce boom and other stories that…
Sep 17
•
Samora Kariuki
2
#97 - A Year of Big Ideas
Looking back at one year of writing Frontier Fintech and the big ideas that emerged.
Sep 15
•
Samora Kariuki
4
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Podcast
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🎙 F-Squared Podcast #14 - Wiza Jalakasi - The Accidental Fintech Career
From a failed start-up to the "6M Users" Reality Check while at Chipper, and Solving Global Payments for Africa at Ebanx
Oct 23
•
Samora Kariuki
2
🎙 F-Squared Podcast #13 - My Mom Told Me to Quit My Job, So I Decided to Build a Bank in Ghana
A conversation with Tarek Mouganie of Affinity Africa on leaving a top hedge fund, building a full-stack digital bank from scratch, and why a hybrid…
Oct 2
•
Samora Kariuki
4
🎙 F-Squared Podcast #13 - The Moment Playbook: Multichoice’s Pan-African Fintech Play
An analysis of how MultiChoice turned an internal operational challenge into a new enterprise fintech, with insights from Moment CEO Joel Yarbrough.
Sep 19
•
Samora Kariuki
4
🎙 F-Squared Podcast #12-The Untold Story of M-Pesa: How it was really built!
A deep dive with Catherine Karimi Gichunge, one of the first members of the original M-Pesa team, on the grit, strategy, and on-the-ground hustle that…
Sep 5
•
Samora Kariuki
3
Frontier Fintech GPS
View all
Frontier Fintech GPS# 51 - October 29th 2025
SA and Nigeria removed from FATF grey-list, Wave launches WaveBank in Ivory Coast, Kotani raises from Tether and other stories that matter.
Oct 29
•
Samora Kariuki
2
Frontier Fintech GPS# 50 - October 22nd 2025
Kenya finally passes VASP Laws, Ripple partners with Absa for Crypto Custody, NCBA launches new corporate banking platform and other stories that…
Oct 22
•
Samora Kariuki
2
Frontier Fintech GPS# 49 - September 17th 2025
Kredete raises US$ 22 million Series A, Sub-Saharan Africa sees rapid Crypto growth, South Africa witnessing e-commerce boom and other stories that…
Sep 17
•
Samora Kariuki
2
Frontier Fintech GPS# 48 - September 10th 2025
Bank of Ghana suspends some key PSPs, Peerless celebrates a year with 2b transactions, Kenyan High Court exempts Fintechs from VAT and other stories…
Sep 10
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Samora Kariuki
3
Digital Banking
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#88 - Winners and Losers in the New Core Banking Order
A strategic breakdown of how banking is being restructured, the bifurcation of financial services and why core banking vendor economics will never be…
Jun 30
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Samora Kariuki
6
#86 - Open Banking in 2025 - Game Changer or Boring Pipes
A sober analysis of Open Banking's outcomes, what it means for the broader industry and why Fintechs shouldn't index too much on it.
Jun 9
•
Samora Kariuki
2
#84 - The Corporate Foundry—Beyond Pizza-Box Innovation (Free to Read)
Turning institutional heft into intrapreneurial firepower - Moving from feel-good ‘Innovation of the Week’ rituals to disciplined ventures that confront…
May 26
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Samora Kariuki
2
#81 - Beyond the Hype: Why Gen AI Is Banking’s Next True Platform Shift (Free to Read)
A pragmatic roadmap for leaders who care more about cost curves than clickbait—plus six yardsticks every board should use to frame their AI strategy.
May 5
•
Samora Kariuki
2
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